Credit Reports
AmeriCheckUSA is a certified reseller of Equifax credit reports, which includes a record of a borrower’s FICO score, and credit history from several sources, including banks, credit card companies, collection agencies and governments. It may include such things as the number of current accounts with balances, negative account listings, insufficient debt experience/history, excessive amount of accounts or too many credit check inquiries.
The report may contain:
- Credit activity
- Current credit situation
- Loan paying history
- Status of credit accounts
- Address history
- Alias names
- Charge-offs
- Bankruptcies
- Collection accounts
- Monthly payment history
- Evictions
- Financial events
Equifax as a global data, analytics, and technology company plays an essential role in the economy by helping companies in diverse industries make critical decisions with greater confidence.
Their unique blend of differentiated data, analytics, and technology lets them create the insights that power decisions to move people forward. They help businesses provide a seamless and positive experience during life’s pivotal moments — like applying for a job or mortgage, financing an education or buying a car. AmeriCheckUSA also provides Canadian Credit Reports, provided by TransUnion which include information about a person’s credit status within the last (3) years, including their TransUnion Risk Score.
The report may contain:
- Number of current accounts
- Account balances
- Negative account listings
- No credit experience
- Too many open accounts
- Too many recent credit checks
- Bankruptcies
- Collections
- Loan payment history
- Past due accounts
- Status of their credit accounts
- Personal, financial and credit history information
- Subject’s creditworthiness