AmeriCheckUSA is a certified reseller of Equifax credit reports, which includes a record of a borrower’s FICO score, and credit history from several sources, including banks, credit card companies, collection agencies and governments. It may include such things as the number of current accounts with balances, negative account listings, insufficient debt experience/history, excessive amount of…

When a company uses information contained in a consumer report, for employment or housing purposes from a provider such as AmeriCheckUSA, Equifax, TransUnion, Experian, etc. and disqualifies an applicant by denying their ability to be employed or obtain housing, there are several federal laws that must be followed; such as: Right to know: Hiring companies,…

Employment background checks are used by employers to confirm the information provided by job applicants about their work history. Employment Background Checks are an extensive review of a potential hire which may include, Nationwide Criminal Records provide insight into a person’s criminal past from Federal, State, County, and Municipalities, located within their courthouses and police…